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Residential Energy Efficiency Loans

OPTION 1: On Bill Financing

NHEC members with excellent payment history can finance Home Performance with ENERGY STAR® project co-payment costs up to $4,000 for up to 48 months. On bill financing is interest free (0%)

  • The loan balance can be paid at any time without penalty
  • Billing will be in equal monthly payments on your electric bill

The balance of the loan becomes due if you move or close your NHEC account.

OPTION 2: Third Party Financing

NHEC also works with a number of lending partners to help support members with financing the cost of Home Performance with ENERGY STAR® or for the installation of qualified heat pumps. Through our Third Party financing option, you can apply for an EfficiencyLoan with any participating lending partner.

  • Loan approval is based solely on the lending institution’s criteria
  • NHEC will buy down the Loan Interest Rate to 2% through one-time payment to the lender
  • Loan amounts up to $15,000 are available
  • Minimum loan amount is $1,000

For more information about the Residential Energy Efficiency Loan Program, please contact Phil LaMoreaux at or 603.536.8856.

Residential Energy Efficiency Loan Program

Please fill out the form below to apply.
  • Which option are you applying for? * Required
  • This loan is for: * Required
  • Enter a dollar amount. Loan amounts may range from $500-$15,000.
  • This field is for validation purposes and should be left unchanged.